U.S. residents over the age of 18 (or over 19 for Alabama or Nebraska residents) are eligible, provided your identity can be verified.
Checking your eligibility does not affect your credit score. Once you take out a loan, Bread may report repayment information about your loan to the consumer reporting agencies.
You will not be able to adjust your loan terms after you have accepted them. Checking your eligibility does not affect your credit score. Once you take out a loan, Bread may report repayment information about your loan to the consumer reporting agencies.
You can apply at participating retailers using your mobile phone. Click on the Bread financing button to check your eligibility in seconds. If you are eligible, you will be presented with sample payment plan options available to you. Simply select a payment plan you would like and once you are done shopping, proceed to the register to complete your purchase and check out with Bread.